Terms & Conditions

The service

ZeroKhata provides free, browser-based financial calculators and related educational content for general information. Features may change, be limited, or be discontinued without notice. We do not guarantee uninterrupted or error-free availability.

Not professional advice

Nothing on this site is financial, investment, tax, legal, or insurance advice. Outputs are illustrative and depend on assumptions you enter. Always verify with qualified professionals and official sources before making decisions. See our Disclaimer for more detail.

Acceptable use

You agree not to:

• Misuse the site, attempt unauthorized access, or disrupt our systems
• Use automated means to scrape or overload the service in a way that harms performance
• Violate applicable laws or third-party rights

Intellectual property

The site’s design, branding, text, and original materials are owned by ZeroKhata or its licensors and are protected by applicable laws. You may view and use content for personal, non-commercial purposes consistent with these terms; reproduction or redistribution requires our prior written permission except as allowed by law.

Disclaimer of warranties

The service is provided “as is” and “as available” without warranties of any kind, express or implied, to the fullest extent permitted by law.

Limitation of liability

To the maximum extent permitted by applicable law, ZeroKhata and its operators will not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, data, or goodwill, arising from your use of the site. Our total liability for any claim relating to the service shall not exceed the amount you paid us to use the service in the twelve months before the claim (or, if none, zero).

Indemnity

You agree to defend and hold harmless ZeroKhata from claims arising out of your misuse of the site or violation of these terms, to the extent permitted by law.

Governing law

These terms are governed by the laws of India. Subject to mandatory consumer protections where applicable, courts in India shall have exclusive jurisdiction over disputes arising from these terms or your use of the site.

Changes

We may update these terms. The updated version will be posted on this page with a revised date. Continued use after changes constitutes acceptance.

Contact

For questions about these terms: Contact us.